The US government issued three rounds of stimulus checks to provide financial support to its citizens during the Coronavirus 2019 pandemic. These payments are mainly for those individuals who were eligible for Economic Impact Payments but missed out on previous financial assistance of recovery rebate credit on their 2021 tax returns during the time of the COVID-19 pandemic. This step ensures that the people who have forgotten about this benefit during that challenging time will get financial support fairly.
4th Stimulus Check Worth $1400
In the 4th stimulus check, about a million taxpayers will get up to $1,400 in their bank account directly by the Internal Revenue Service (IRS). The primary aim of this initiative is to provide monetary aid to all those individuals who went through financial problems in the COVID-19 pandemic.
This check will be provided to only those individuals who missed their previous opportunity of receiving the payments during their critical times. The 4th stimulus payment is an excellent chance for eligible individuals to get financial aid, so don’t miss this opportunity. To learn more about this payment, you must read this article and for further doubts, contact the IRS from its official website.
4th Stimulus Check worth $4000 Key Highlights
| Particulars | Details |
| Program Name | 4th Stimulus Check |
| Providing Authority | Internal Revenue Services (IRS) |
| Country | The United States of America |
| Amount | Up to $1400 |
| Mode of Payment | Direct Deposit or Check |
| Category | Government Aid |
| Action Required | File a 2021 tax return by April 15, 2025 (if not previously filled) |
| Official Website | www.irs.gov |
Eligibility Criteria
Only those individuals who are eligible for this 4th stimulus check will get it. Before applying, you must check if you’re eligible or not by reading the criteria given below:
Missed Claiming the Recovery Rebate Credit (RRC) in 2021
There were many people who missed the golden opportunity of the Recovery Rebate Credit on their 2021 tax returns. If at the time you were eligible for this payment, yet you either left that field blank or entered the amount $0, you are qualified for the check. This is only applicable for taxpayers who faced a challenging time during 2021.
2021 Tax Return Filed
To qualify, it is mandatory for an individual to file the 2021 tax return. If you have not filed the return yet, you can still file it by April 15, 2025. Once filed, you will become qualified for this benefit. The government promotes filing the tax return even for individuals with low income to make them eligible for this advantage provided by the government.
Disabled Individuals
People who are either blind or are completely disabled are directly eligible for this 4th Stimulus Check. They must either provide proof or go through a medical procedure to prove their disability.
Eligible for Previous EIPs
Applicants must be eligible for at least one of the three rounds of previous Economic Impact Payments (EPIs) that were provided during the time of the pandemic. If these were unclaimed or claimed less than they were eligible to, they qualify for this special measure.
Nationality
It is mandatory for the individual to be a US citizen or resident to be eligible to claim the 4th payment by the government. The individual must have a valid Social Security Number (SSN).
Income Requirements
Income is also a major factor in determining the eligibility of the individual applying for the stimulus funds.
- Single Filers: Adjusted Gross Income (AGI) should be less than $75,000.
- Married Filing Jointly: AGI should be less than $150,000.
- Head of the Family: AGI should be less than $112,500.
4th Stimulus Check Dates
| Events | Dates |
| Approval Date | In the beginning of 2025 |
| First Payment | In 2-4 weeks after the approval date |
| Paper Check | In 4-8 weeks after the approval date |
Distribution Methods for 4th Stimulus Check
The Internal Revenue Service (IRS) has described two major distribution methods for the 4th payment:
Direct Deposit
In this method, your payment will directly be deposited into your bank account. For this, you have to provide your bank account details when you filed your 2023 tax return. This is the best way to get the payment, as it is the fastest and most secure method to receive payments.
Paper Check
Those who will not provide their bank account details while filing the 2023 tax return will automatically become eligible for this method. Make sure you have provided the correct address details in the 2023 tax return to avoid further inconvenience.
Determining the Payment Amount
The maximum payment amount is $1,400 per individual. However, this amount can be different for different people depending on factors given below:
- An individual taxpayer who did not receive any of the three previous stimulus payments may be qualified for the full $1,400.
- A family of four (two parents and two children) that missed the opportunity of claiming the benefits provided in the three previous stimulus may be qualified to get up to $5,600 ($1,400 per individual in the family).